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Calculating Your Financial Need

The Financial Aid Office will prepare a financial aid package based on your financial need, the date of your application, and the number of credit hours for which you register.

The Financial Aid Office determines your financial need by calculating the difference between your EFC and the cost of attending TSTC. EFC stands for Expected Family Contribution. This is the amount that you and/or your family is expected to contribute your cost of attending college.

Your expected family contribution is calculated by the federal government based on your FAFSA. The nine month cost of attendance includes tuition, fees, books, supplies, and an average cost for living expenses to include housing, meals, and transportation. The number of credit hours for which you register will also be considered in determining your cost of attendance.

Any additional resources such as scholarships, VA benefits, etc. will be considered in determining your financial need.

Calculating Your Financial Need

(living at home)

Out of district
(not living at home/independent)

Cost of attendance $12,468 $18,027
Family contribution $3,800 $3,800
Scholarship $1,000 $1,000
Financial need $7,668 $13,227

Back to Financial Assistance

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