Loan Exiting Counseling
On behalf of the Financial Aid Office, we wish you much success in your future endeavors! Before you leave us to begin your new future and career, there are steps you need to complete to clear campus. If you acquired student loans while you attended Texas State Technical College West Texas, federal regulations require that you complete Direct Loan Exit Counseling before you graduate (or drop below half-time attendance). Please allow approximately 25 minutes to complete this informative session.
Failure to complete the session may cause your academic records to be unavailable in the future since we cannot clear your record until this exit counseling session is completed and in your file. Please contact the Financial Aid Office after you have completed the session so that we may update your record to reflect completion of the exit session. We must have this confirmation to complete the exit process and clear you for graduation.
Keep in Mind
If you borrowed money to attend school, you can expect to begin paying it back 6 months after you leave. This is known as your grace period. It is a period that allows you to prepare for the repayment of your loan. It begins when you (1) stop attending, (2) graduate, (3) withdraw, (4) or drop below half-time attendance.
A borrower will default if he/she fails to make 9 consecutive payments. If you find yourself unable to make your monthly payment, contact the Department of Education at 1-800-848-0979 or the organization servicing your loan immediately for payment options. If you do not know who you loan servicer(s) is/are, log on to www.nslds.ed.gov to view your loan history.
We want you to avoid some of the consequences of default, such as:
Higher EDGE, Default Aversion Solutions
Higher EDGE, a division of Texas Guaranteed Student Loan Center, offers you personal repayment assistance of your student loans to keep you from defaulting. They are your advocate for repayment success!
Visit Higher EDGE, DAS for more information. This organization will be contacting you in the future on our behalf.
Wright International Student Services (WISS)
We are also pleased to introduce you to Wright International Student Services (WISS). WISS is not a collection company but rather a company that offers loan default management solutions for our students for FREE! Please do not hesitate to contact them should you experience difficulties in repayment of your loans. For more information about WISS, click here.
Let's Get Started
Click here to start the Direct Loan Exit Counseling session. Click the green 'Sign in' button to begin. You will need your Federal Student Aid PIN to access your information. If you do not know your PIN, click here.
Useful Information To Have
Any details on your income, financial aid, and living expenses. Some of this information can be found in:
At the end of the counseling session, you will be asked for information that will be included as part of your federal student loan records. You must provide the following:
To access exit counseling:
Sign in to StudentLoans.gov using your Federal Student Aid PIN
Select "Complete Counseling" on the left-hand navigation bar
Select "Exit Counseling" under "Choose Counseling Type"
When you sign in, you will be able to: