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Take action on your student loan application

Step one: Accept or reject your loans
Step two: Complete online entrance counseling.
Step three: Complete your Master Promissory Note
  1. Log into your Student Self-Service account and click Financial Aid.
  2. Select the award year.
  3. Click ‘Review and accept your Financial Aid Award Package’ from the Checklist.
  4. If the link is not available, you can select My Awards from the Financial Aid drop-down menu near the top of the screen.
  5. In the Loans section, click to accept or decline each loan. You may accept the entire loan amount, reduce the loan amount, or decline the entire loan amount.

Sign into Studentloans.gov using your FSA ID (the login you use for FAFSA). If you do not remember your FSA ID, click ‘Forgot Username or Password?’ and follow the recovery steps. For additional assistance, call 1-800-557-7394.

  1. Indicate that you are an undergraduate student.
  2. Select Texas State Technical College as the college to notify.
  3. At the end of the counseling session, the site will notify you if you have passed.

For assistance regarding Entrance Counseling, please contact toll-free: 1-800-557-7394

DO NOT LOG OUT. CONTINUE TO STEP 3 AND SIGN THE MASTER PROMISSORY NOTE

Choose Complete Master Promissory Note for Subsidized/Unsubsidized Loan.

Find out more about interest rates.

For assistance, please call 1-800-557-7394

Step one: Accept or reject your loans
  1. Log into your Student Self-Service account and click Financial Aid.
  2. Select the award year.
  3. Click ‘Review and accept your Financial Aid Award Package’ from the Checklist.
  4. If the link is not available, you can select My Awards from the Financial Aid drop-down menu near the top of the screen.
  5. In the Loans section, click to accept or decline each loan. You may accept the entire loan amount, reduce the loan amount, or decline the entire loan amount.
Step two: Complete online entrance counseling.

Sign into Studentloans.gov using your FSA ID (the login you use for FAFSA). If you do not remember your FSA ID, click ‘Forgot Username or Password?’ and follow the recovery steps. For additional assistance, call 1-800-557-7394.

  1. Indicate that you are an undergraduate student.
  2. Select Texas State Technical College as the college to notify.
  3. At the end of the counseling session, the site will notify you if you have passed.

For assistance regarding Entrance Counseling, please contact toll-free: 1-800-557-7394

DO NOT LOG OUT. CONTINUE TO STEP 3 AND SIGN THE MASTER PROMISSORY NOTE

Step three: Complete your Master Promissory Note

Choose Complete Master Promissory Note for Subsidized/Unsubsidized Loan.

Find out more about interest rates.

For assistance, please call 1-800-557-7394

Parent Loans
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Parent Loan Undergraduate Student (PLUS) loans are federal loans that parents of dependent undergraduate students can use to help pay for college or career school. To qualify, you must be a dependent undergraduate student enrolled at least half time in an eligible program at an eligible school.

PLUS Loans are available through the William D. Ford Federal Direct Loan (Direct Loan) Program.

Learn more about PLUS Loans

Emergency Tuition Loan

If you have not received your financial aid package and your state and designated tuition is due, you may be eligible for an emergency tuition loan. Contact the Student Accounting Office to apply. 

Exit Counseling

If you have received a loan, before you withdraw, graduate, or drop below half-time attendance, you must complete an exit counseling session for your Federal Direct Subsidized and Unsubsidized Loans. The counseling session provides information about how to manage your student loans after college.

Learn more about exit counseling
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Cohort Default Rate

The FY 2020 default rates were calculated using the cohort of student loan borrowers who entered repayment on their William D. Ford Federal Direct Loans or Federal Family Education Loans (FFEL) between Oct. 1, 2019, and
Sept. 30, 2020, and who defaulted between Oct. 1, 2019, and Sept. 30, 2022.

As expected, FY 2020 cohort default rates were significantly impacted by the pause on federal student loan payments that began March 13, 2020. During the pause, borrowers with ED-held student loans were not required to make any payments, and no borrowers with ED-held loans entered default. Fewer than 200 borrowers with non-ED-held FFEL loans entered default because those loans were not eligible for the payment
pause.

Some schools have a small number of student loan borrowers entering repayment. At other schools, only a small portion of the student body takes out student loans. In such cases, the cohort default rate should be interpreted with caution.

From FY 2016  to FY 2019, TSTC’s rate dropped from 8% to 1.7%.  The chart below shows how TSTC compares with other schools and that it is below the national average.

More information is available at Official Cohort Default Rates for Schools.

studentloandefaultrates - Loans

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